Risk and Credit

Information Technology

• Approves and controls credit
• Ensures credit policies are updated and strictly enforced
• Group risk management

• Develops the Group’s IT strategy
• Enables and facilitates business through close and continuous partnerships
• Upgrades and maintains the Group’s IT infrastructure

Marketing

Business Development

• Strategic communication
• Advertising
• Public relations
• Product launches and promotional requirements

• Accredited Business Introducer programme
• Customer relationship management
• Develops new business channels

Finance and Administration

Compliance

• Financial and statutory reporting
• Regulatory reporting
• Group administration and facilities management
• Group accounting
• Group secretarial
• Group taxation

• Group compliance deals with internal control procedures, legislation and regulations, including the Financial Sector Charter

Internal Audit

Human Resources

• Carries out the internal audit functions and provides reasonable assurance that the Group’s objectives will be met

• Skills development and training
• Transformation
• Talent management