Asset Consulting

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As an Institutional client looking for Independent and professional investment advice, Sasfin Asset Consulting has an experienced team which specialises in providing holistic, transparent and impartial asset consulting services to over 200 Retirement funds in South Africa. Our methodologies subscribe to the principles embodied in Circular PF130 and the various discussion papers published by National Treasury. Our primary objective is to empower trustees through mutually beneficial partnerships where we seek to understand the needs of our clients and their members.

How we do it?

Our robust asset consulting process begins by identifying our client’s objectives through a method known as Asset Liability Modelling (ALM). The ALM enables us to match the funds’ assets and liabilities which are then expressed as a percentage of each member’s final salary at retirement. When determining the fund’s investment strategy, we carefully analyse the net replacement ratio required for each member, before deciding on the optimal asset allocation and asset manager mix.

At this point we work with our legal team to implement the strategy within the confines of the regulatory framework, providing the trustees with a governance charter from which to make investment decisions. This information is embodied in a document known as the investment policy statement.

Our services include:

  • Asset & liability modelling
  • Investment Strategy design
  • Formulation and implementation of the investment policy statement
  • Fund and member communication
  • Investment reviews
  • Trustee training
  • Transition management
  • Performance and Compliance monitoring