Holistic financial planning

Holistic financial planning comprises the key elements of Wealth Creation (savings and investments), Wealth Protection (life, medical and short-term insurance), as well as Wealth Preservation (wills and estates). In order to address our clients’ complete financial planning needs, our wealth advisors deliver holistic, independent and objective advice to help your set and meet their financial goals.

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Personalised advice at your fingertips

Personalised portfolios

Sasfin offers all its clients a personalised approach to creating their investment portfolios. Clients are given access to a dedicated portfolio manager with strong local and offshore investment credentials.

Financial planning

Individuals are able to secure their financial future and independence at retirement by achieving their financial goals through using our comprehensive and holistic financial planning solutions.

Collaboration

Our wealth advisors assist our clients by means of an international best practice approach, which entails a collaborative financial planning process that involves both client and advisor.

Staying on track

We ensure our advice stays relevant throughout your journey by conducting regular research and keeping abreast of international and local influences, as well as regulatory and industry changes.

Solid framework

Sasfin’s wealth advisors will structure a plan with you that will provide a sound framework to help you make the right financial decisions about your investments as and when circumstances change.

What we offer

Sasfin Wealth Advisory has adopted a cash flow matching advice approach to holistic financial planning. This approach is based on the comprehensive analysis of an individual’s cash flow requirements, long-term investment goals and ability to take investment risk. Our well-considered and industry-leading planning approach ensures the effective matching of assets and liabilities over the intended investment horizon, which allows individuals to achieve their long-term investment goals, and to meet their cash flow requirements as and when they fall due. It also protects their assets against the risk of a permanent loss of capital.

One can ill afford not to belong to a medical aid, have the necessary life cover (including income, disability and dreaded disease) and short-term insurance to safeguard yourself and your assets. We have relationships with South Africa’s most highly rated insurance and medical aid service providers, and because of our national presence and large client base, we are able to negotiate the best terms with a broad range of providers on our clients’ behalf.

Estate planning forms an important component of our clients’ financial plan and is key to ensuring wealth preservation. A well-crafted estate plan ensures that one’s estate is organised in a manner that structures our clients’ finances and assets, to ensure that estate duties and other such taxes, as well as estate co sts are minimised. It also seeks to allow for creating sufficient liquidity to meet the estate’s financial obligations upon death. Sasfin Fiduciary Services is able to advise our clients o n drafting a will or establishing a trust, as well as on executorships and estate administration. We offer solutions designed to assist our clients in deter mining and designing their wealth retention and preservation strategy. We ensure that their legacy is maintained through careful planning, and the structured organisation of their local and offshore personal, family and business affairs during your lifetime and spanning across future generations.

Having built up a business through much personal sacrifice, it is important to ensure its continuation. Sasfin Fiduciary Services is able to assist our clients through services such as conducting a business risk analysis, designing a business continuity plan, deter mining the tax effects of their businesses as part of their estate, and the drafting of buy and sell agreements. Whether clients require Key Person or Buy and Sell assurance, we are well equipped to assist in identifying possible business risks, and mitigating these potential pitfalls by implementing the necessary assurance strategies to safeguard our clients and their business.

Contact us today

Johannesburg

011 809 7500

Durban

031 271 8700

Cape Town

021 443 6800

Pretoria

012 425 6000

Port Elizabeth & Plettenberg Bay

041 363 5989

Somerset West

087 365 4900

Sasfin Wealth Email

swip@sasfin.com

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